About Jon

Built by Someone
Who's Been on Both Sides.

Most companies are bleeding profit and they don't even know it. The leaks hide in workers' compensation, healthcare renewals, HR inefficiencies, compliance exposure, and broken processes that quietly drain margins every month.

Most brokers don't fix this because they only sell policies. Jon engineers business performance.

As a former divisional leader at one of the nation's largest Professional Employer Organizations, Jon managed over 400 clients across workers' comp, healthcare, HR, and compliance. He's seen what works, what breaks, and what brokers typically miss when they're focused on the transaction instead of the outcome.

400+
PEO Clients
Managed
7+
Specialized
Service Areas
CA.
California
Only Specialists
Jon, Alternative Options Insurance Agency
The Difference
Former PEO divisional leader. 400+ clients. Workers' comp, healthcare, HR & compliance all sides of the table.
CA License #6017795
The Problems

The problems Jon
was built to solve.

Most brokers approach these as separate issues. Jon approaches them as a connected system and they are. A workers' comp problem affects healthcare strategy. An HR breakdown creates compliance exposure. A bad PEO relationship compounds everything.

That's the lens Alternative Options was built on. Not just market access, but the operational understanding of how these decisions actually play out inside a real business.

01
Workers' comp costs that are out of control and no one can explain why
02
Healthcare renewals increasing 8 to 20% every year with no real alternatives offered
03
HR buried in admin instead of driving strategy or reducing risk
04
Compliance exposure creating risk of fines, PAGA actions, or lawsuits
05
Operational bottlenecks killing productivity and compressing margins
06
"No options" from brokers who only quote renewals and move on
Real Outcomes

What this looks like
in practice.

These aren't hypothetical wins. They're the kinds of problems Jon has solved for real California employers.

✔

Closed complex high risk accounts that other brokers couldn't place. Found markets where others saw dead ends.

✔

Reduced workers' comp costs and fixed EMR issues. Addressed the actual drivers, not just moved the policy.

✔

Built PEO strategies for scaling companies. Matched the right structure to where the business actually is.

✔

Turned declined accounts into approved programs. Underwriting strategy and market access working together.

✔

Recovered businesses stuck in audits, cancellations, or claims chaos. Stabilized the situation first, then built forward.

✔

Resolved problem accounts others walked away from. Recognized as the broker who takes the calls most won't return.

Where Jon Specializes

Industries built on
real operational risk.

Jon works with California employers in industries where insurance isn't a commodity. It's a critical business decision that affects underwriting, workforce structure, compliance, and long term cost trajectory.

He's particularly recognized for placing and managing accounts that others typically decline, and for building structures that hold up as companies scale.

Professional Services
Construction
Trucking & Transportation
Manufacturing
Staffing
Hospitality
Cannabis & Emerging Industries
The Approach

Strategy before
products. Always.

Alternative Options was not built as a quoting service. It was built as a strategic review of how risk is actually being managed before any product is ever recommended.

That means understanding the real cost drivers first. Explaining the options honestly. And recommending structures that hold up over time, not just at renewal.

Jon collaborates with ethical, business minded partners who care about results, not excuses. If you bring value and think long term, we'll work well together.

Talk to Jon Directly →

Referral Partnerships Welcome

Jon works with ethical, business minded partners who care about outcomes. If you refer clients with complex insurance or PEO challenges (the kind most brokers walk away from) let's talk about building something together.

Let's Build Something →