What overpaying for workers comp and PEO actually costs. And what happened when someone finally ran the numbers.
Six years of small renewal increases quietly compounded into a 57% overcharge. The workers comp was not the driver. The claims were not the issue. The service had declined while the cost went up.
Despite an improving experience modification score and minimal recent claims, this company kept seeing annual increases. The math told a different story than the renewals did.
A California laundromat operator was paying $300,000 a year and thought her current PEO was her only real option. One 30-minute call changed the economics of her entire business.
Their broker said State Fund was their only option. The PEO quote had a critical TBD on payroll taxes. They almost signed it. One phone call from a friend changed everything.
The fastest way to find out what you are actually paying versus what you should be paying is a direct conversation. No forms. No automated follow up.
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